The gold watch has been replaced by a green match (employers
matching employee retirement contributions).
401(k)s were never intended to supplant pensions but they
largely have done so. The burden of saving for retirement is now on
the employee, not the employer.
A financial advisor can help people through the pitfalls of a
DIY or do-it-yourself approach to retirement.
About the Podcast
Jim Freeman provides you with insight on finances and retirement lifestyles.