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Kelly Advisor Podcast

Mar 31, 2023

1. Think of income in three stages: generation, preservation, and distribution.

2. Aligning expenses and income is a staple of retirement planning.

3. A majority of Baby Boomers want to age in place but only 10 percent of their homes are set up to accommodate this goal. Plan on unplanned expenses. 

Mar 24, 2023

  1. A majority of people take Social Security at 62, the earliest eligibility age; they may be leaving money on the table.
  2. Barring reforms to the system prior to sometime around 2034, Social Security will still pay benefits roughly around 79 cents on the dollar.
  3. Before applying for Social Security, know all the...

Mar 9, 2023

  1. The retirement paradox: Finding yourself in a higher tax bracket in retirement. 
  2. The importance of having clear and open communications among clients, tax professionals, and financial advisors.
  3. Given Washington politics and uncertainty in future tax policy, tax strategies may be more important than ever. 

Mar 2, 2023

  1. Riders on contracts can provide an opportunity to customize individual needs.
  2. Annuities are really risk management products; another means to generate income.
  3. Does it make sense for you to shift risk off your personal balance sheet to that of an insurance company?